Monday, February 11, 2008

It's Time to Consider Refinancing

We chose an ARM type mortgage when we bought our house a couple of years ago because our mortgage banker kept saying, 'no one keeps these mortgages for 30 years any more, you'll be paying too much for a 30 year fixed.' Maybe that's true in some cases, but we do want to keep our house and we don't want to get stuck paying more than we're paying now for the monthly payments.

One thing that's definite - mortgage rates are going down. It's the perfect time for California Refinance to lock into historically low rates. I am looking at DollarBlvd because they offer 5 free comparison quotes at no obligation. And right now they have special deals for California residents. It will give us a better idea of what our options are.

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